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BankHealth

AMERICAN BANK OF OKLAHOMA

COLLINSVILLE, OKLAHOMA · FDIC Cert #34606

D
Health Score
47/100
$380M
Total Assets
$311M
Total Deposits
12.08%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, AMERICAN BANK OF OKLAHOMA holds a Tier 1 capital ratio of 12.08%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMERICAN BANK OF OKLAHOMA has a strong buffer to absorb potential losses.

Key Financial Metrics

3.00%
Nonperforming Loans
Moderate — some loan stress
10.74%
Liquidity Ratio
Adequate liquidity
-0.02%
Return on Assets
Negative — losing money
$311M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

AMERICAN BANK OF OKLAHOMA shows some financial weakness with a Health Score of 47/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

AMERICAN BANK OF OKLAHOMA has a Bank Health Score of D (47/100). It holds a Tier 1 capital ratio of 12.08%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

AMERICAN BANK OF OKLAHOMA holds $380M in total assets and $311M in total deposits. It is located in COLLINSVILLE, OKLAHOMA (FDIC Certificate #34606).

AMERICAN BANK OF OKLAHOMA has a Tier 1 capital ratio of 12.08%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.00%, and the return on assets is -0.02%.

Yes. AMERICAN BANK OF OKLAHOMA is FDIC-insured (Certificate #34606). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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