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BankHealth

AMERICAN B&T CO NA

DAVENPORT, IOWA · FDIC Cert #34955

A
Health Score
84/100
$528M
Total Assets
$463M
Total Deposits
13.67%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, AMERICAN B&T CO NA holds a Tier 1 capital ratio of 13.67%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMERICAN B&T CO NA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.47%
Nonperforming Loans
Low — healthy loan portfolio
26.07%
Liquidity Ratio
Strong — can meet withdrawal demands
0.53%
Return on Assets
Low profitability
$463M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

AMERICAN B&T CO NA shows strong financial health indicators. With $528M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

AMERICAN B&T CO NA has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 13.67%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

AMERICAN B&T CO NA holds $528M in total assets and $463M in total deposits. It is located in DAVENPORT, IOWA (FDIC Certificate #34955).

AMERICAN B&T CO NA has a Tier 1 capital ratio of 13.67%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.47%, and the return on assets is 0.53%.

Yes. AMERICAN B&T CO NA is FDIC-insured (Certificate #34955). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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