ALMA BANK
ASTORIA, NEW YORK · FDIC Cert #58424
Capital & Safety Analysis
According to FDIC financial data, ALMA BANK holds a Tier 1 capital ratio of 12.23%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ALMA BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ALMA BANK shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ALMA BANK has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 12.23%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ALMA BANK holds $1.4B in total assets and $1.2B in total deposits. It is located in ASTORIA, NEW YORK (FDIC Certificate #58424).
ALMA BANK has a Tier 1 capital ratio of 12.23%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.95%, and the return on assets is 0.16%.
Yes. ALMA BANK is FDIC-insured (Certificate #58424). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.