ALLIANCE BANK&TRUST CO
GASTONIA, NORTH CAROLINA · FDIC Cert #57733
Capital & Safety Analysis
According to FDIC financial data, ALLIANCE BANK&TRUST CO holds a Tier 1 capital ratio of 10.36%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ALLIANCE BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ALLIANCE BANK&TRUST CO shows strong financial health indicators. With $269M in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ALLIANCE BANK&TRUST CO has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 10.36%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ALLIANCE BANK&TRUST CO holds $269M in total assets and $247M in total deposits. It is located in GASTONIA, NORTH CAROLINA (FDIC Certificate #57733).
ALLIANCE BANK&TRUST CO has a Tier 1 capital ratio of 10.36%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.23%, and the return on assets is 1.51%.
Yes. ALLIANCE BANK&TRUST CO is FDIC-insured (Certificate #57733). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.