ALLIANCE BANK
LAKE CITY, MINNESOTA · FDIC Cert #10973
Capital & Safety Analysis
According to FDIC financial data, ALLIANCE BANK holds a Tier 1 capital ratio of 11.54%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ALLIANCE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ALLIANCE BANK shows strong financial health indicators. With $733M in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ALLIANCE BANK has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 11.54%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ALLIANCE BANK holds $733M in total assets and $592M in total deposits. It is located in LAKE CITY, MINNESOTA (FDIC Certificate #10973).
ALLIANCE BANK has a Tier 1 capital ratio of 11.54%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.50%, and the return on assets is 0.89%.
Yes. ALLIANCE BANK is FDIC-insured (Certificate #10973). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.