AFFINITY BANK NATIONAL ASSN
COVINGTON, GEORGIA · FDIC Cert #29510
Capital & Safety Analysis
According to FDIC financial data, AFFINITY BANK NATIONAL ASSN holds a Tier 1 capital ratio of 12.47%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AFFINITY BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AFFINITY BANK NATIONAL ASSN shows strong financial health indicators. With $874M in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AFFINITY BANK NATIONAL ASSN has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 12.47%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AFFINITY BANK NATIONAL ASSN holds $874M in total assets and $697M in total deposits. It is located in COVINGTON, GEORGIA (FDIC Certificate #29510).
AFFINITY BANK NATIONAL ASSN has a Tier 1 capital ratio of 12.47%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.44%, and the return on assets is 1.01%.
Yes. AFFINITY BANK NATIONAL ASSN is FDIC-insured (Certificate #29510). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.