1ST TRUST BANK INC
HAZARD, KENTUCKY · FDIC Cert #57869
Capital & Safety Analysis
According to FDIC financial data, 1ST TRUST BANK INC holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject 1ST TRUST BANK INC to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
1ST TRUST BANK INC shows some financial weakness with a Health Score of 45/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
1ST TRUST BANK INC has a Bank Health Score of D (45/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
1ST TRUST BANK INC holds $291M in total assets and $264M in total deposits. It is located in HAZARD, KENTUCKY (FDIC Certificate #57869).
1ST TRUST BANK INC has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.14%, and the return on assets is 0.30%.
Yes. 1ST TRUST BANK INC is FDIC-insured (Certificate #57869). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.