1ST FSB OF SC INC
WALTERBORO, SOUTH CAROLINA · FDIC Cert #31410
Capital & Safety Analysis
According to FDIC financial data, 1ST FSB OF SC INC holds a Tier 1 capital ratio of 14.87%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning 1ST FSB OF SC INC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
1ST FSB OF SC INC shows strong financial health indicators. With $165M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
1ST FSB OF SC INC has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 14.87%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
1ST FSB OF SC INC holds $165M in total assets and $133M in total deposits. It is located in WALTERBORO, SOUTH CAROLINA (FDIC Certificate #31410).
1ST FSB OF SC INC has a Tier 1 capital ratio of 14.87%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.47%, and the return on assets is 0.34%.
Yes. 1ST FSB OF SC INC is FDIC-insured (Certificate #31410). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.