1ST COLONIAL COMMUNITY BANK
COLLINGSWOOD, NEW JERSEY · FDIC Cert #35456
Capital & Safety Analysis
According to FDIC financial data, 1ST COLONIAL COMMUNITY BANK holds a Tier 1 capital ratio of 15.26%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning 1ST COLONIAL COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
1ST COLONIAL COMMUNITY BANK shows strong financial health indicators. With $810M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
1ST COLONIAL COMMUNITY BANK has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 15.26%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
1ST COLONIAL COMMUNITY BANK holds $810M in total assets and $655M in total deposits. It is located in COLLINGSWOOD, NEW JERSEY (FDIC Certificate #35456).
1ST COLONIAL COMMUNITY BANK has a Tier 1 capital ratio of 15.26%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.30%, and the return on assets is 1.30%.
Yes. 1ST COLONIAL COMMUNITY BANK is FDIC-insured (Certificate #35456). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.