1ST BANK YUMA
YUMA, ARIZONA · FDIC Cert #57298
Capital & Safety Analysis
According to FDIC financial data, 1ST BANK YUMA holds a Tier 1 capital ratio of 17.82%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning 1ST BANK YUMA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
1ST BANK YUMA shows strong financial health indicators. With $624M in assets and a Health Score of 99/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
1ST BANK YUMA has a Bank Health Score of A (99/100). It holds a Tier 1 capital ratio of 17.82%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
1ST BANK YUMA holds $624M in total assets and $570M in total deposits. It is located in YUMA, ARIZONA (FDIC Certificate #57298).
1ST BANK YUMA has a Tier 1 capital ratio of 17.82%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.20%, and the return on assets is 2.36%.
Yes. 1ST BANK YUMA is FDIC-insured (Certificate #57298). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.