1ST BANK OF SEA ISLE CITY
SEA ISLE CITY, NEW JERSEY · FDIC Cert #30367
Capital & Safety Analysis
According to FDIC financial data, 1ST BANK OF SEA ISLE CITY holds a Tier 1 capital ratio of 15.74%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning 1ST BANK OF SEA ISLE CITY has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
1ST BANK OF SEA ISLE CITY shows strong financial health indicators. With $307M in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
1ST BANK OF SEA ISLE CITY has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 15.74%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
1ST BANK OF SEA ISLE CITY holds $307M in total assets and $217M in total deposits. It is located in SEA ISLE CITY, NEW JERSEY (FDIC Certificate #30367).
1ST BANK OF SEA ISLE CITY has a Tier 1 capital ratio of 15.74%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.22%, and the return on assets is -0.28%.
Yes. 1ST BANK OF SEA ISLE CITY is FDIC-insured (Certificate #30367). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.