Southwest Bk of Weatherford Safety Rating
Southwest Bk of Weatherford's safety rating is grade A, a Bank Health Score of 87/100 built from FDIC call report data. That ranks #937 out of 3,960 FDIC-insured banks nationally (top 24%). The rating weights Tier 1 capital (35%), loan quality (30%), liquidity (25%), and profitability (10%); Southwest Bk of Weatherford's best component is Tier 1 capital (100/100) and its weakest is loan quality (58/100).
This page answers a common banking-safety question: Southwest Bk of Weatherford Safety Rating. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
Southwest Bk of Weatherford Safety Rating Breakdown
- Overall rating
- Grade A (87/100)
- National rank
- #937 of 3,960
- Tier 1 capital (35%)
- 100/100
- Loan quality (30%)
- 58/100
- Liquidity (25%)
- 100/100
- Profitability (10%)
- 91/100
Source: FDIC Call Report data. The BankHealth safety rating is an editorial composite, not an official regulatory rating.
A grade A rating places Southwest Bk of Weatherford among the stronger FDIC-insured banks on the composite — strong capital with manageable risk on the other factors. Nationally it ranks in roughly the top 24% of the 3,960 banks we score.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 24.79% | 100/100 |
| Nonperforming Loan Ratio | 2.09% | 58/100 |
| Liquidity Ratio | 34.07% | 100/100 |
| Return on Assets | 1.77% | 91/100 |
| Total Assets | $0.1B | |
How does Southwest Bk of Weatherford compare?
With a Bank Health Score of 87/100, Southwest Bk of Weatherford sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Oklahoma, where 141 FDIC-insured banks are headquartered, Southwest Bk of Weatherford ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 24.79% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 2.09% is elevated, signaling stressed loans on the balance sheet.
What changed in the last year?
Over the last four quarters, Southwest Bk of Weatherford's Bank Health Score improved by 1.0 points to 87/100. Tier 1 capital strengthened by 1.36 percentage points to 24.79%. Quarter-over-quarter, the score fell by 3.0 points.
Frequently Asked Questions
Southwest Bk of Weatherford's safety rating is grade A, a Bank Health Score of 87/100 built from FDIC call report data. That ranks #937 out of 3,960 FDIC-insured banks nationally (top 24%). The rating weights Tier 1 capital (35%), loan quality (30%), liquidity (25%), and profitability (10%); Southwest Bk of Weatherford's best component is Tier 1 capital (100/100) and its weakest is loan quality (58/100).
The BankHealth safety rating converts four FDIC call report metrics into a single 0-100 score and an A-F grade. It weights Tier 1 capital ratio (35%), the inverted nonperforming-loan ratio (30%), liquidity ratio (25%), and return on assets (10%). For Southwest Bk of Weatherford: Tier 1 capital scores 100/100, loan quality 58/100, liquidity 100/100, and profitability 91/100 — combining to 87/100 (grade A).
Southwest Bk of Weatherford's Bank Health Score of 87/100 is 23.0 points above the Oklahoma state average of 64/100. 141 FDIC-insured banks are headquartered in Oklahoma.
Yes. Southwest Bk of Weatherford (FDIC certificate #4076) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about Southwest Bk of Weatherford
Southwest Bk of Weatherford's safety rating is grade A, a Bank Health Score of 87/100 built from FDIC call report data. That ranks #937 out of 3,960 FDIC-insured banks nationally (top 24%). The rating weights Tier 1 capital (35%), loan quality (30%), liquidity (25%), and profitability (10%); Southwest Bk of Weatherford's best component is Tier 1 capital (100/100) and its weakest is loan quality (58/100).