Newfield National Bank Safety Rating
Newfield National Bank's safety rating is grade A, a Bank Health Score of 95/100 built from FDIC call report data. That ranks #292 out of 3,960 FDIC-insured banks nationally (top 7%). The rating weights Tier 1 capital (35%), loan quality (30%), liquidity (25%), and profitability (10%); Newfield National Bank's best component is Tier 1 capital (100/100) and its weakest is profitability (60/100).
This page answers a common banking-safety question: Newfield National Bank Safety Rating. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
Newfield National Bank Safety Rating Breakdown
- Overall rating
- Grade A (95/100)
- National rank
- #292 of 3,960
- Tier 1 capital (35%)
- 100/100
- Loan quality (30%)
- 97/100
- Liquidity (25%)
- 100/100
- Profitability (10%)
- 60/100
Source: FDIC Call Report data. The BankHealth safety rating is an editorial composite, not an official regulatory rating.
A grade A rating places Newfield National Bank among the stronger FDIC-insured banks on the composite — strong capital with manageable risk on the other factors. Nationally it ranks in roughly the top 7% of the 3,960 banks we score.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.87% | 100/100 |
| Nonperforming Loan Ratio | 0.13% | 97/100 |
| Liquidity Ratio | 43.19% | 100/100 |
| Return on Assets | 0.99% | 60/100 |
| Total Assets | $0.9B | |
How does Newfield National Bank compare?
With a Bank Health Score of 95/100, Newfield National Bank sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within New Jersey, where 48 FDIC-insured banks are headquartered, Newfield National Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 17.87% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.13% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Newfield National Bank's Bank Health Score fell by 1.0 points to 95/100. Tier 1 capital strengthened by 1.28 percentage points to 17.87%. Quarter-over-quarter, the score fell by 1.0 points.
Frequently Asked Questions
Newfield National Bank's safety rating is grade A, a Bank Health Score of 95/100 built from FDIC call report data. That ranks #292 out of 3,960 FDIC-insured banks nationally (top 7%). The rating weights Tier 1 capital (35%), loan quality (30%), liquidity (25%), and profitability (10%); Newfield National Bank's best component is Tier 1 capital (100/100) and its weakest is profitability (60/100).
The BankHealth safety rating converts four FDIC call report metrics into a single 0-100 score and an A-F grade. It weights Tier 1 capital ratio (35%), the inverted nonperforming-loan ratio (30%), liquidity ratio (25%), and return on assets (10%). For Newfield National Bank: Tier 1 capital scores 100/100, loan quality 97/100, liquidity 100/100, and profitability 60/100 — combining to 95/100 (grade A).
Newfield National Bank's Bank Health Score of 95/100 is 23.0 points above the New Jersey state average of 72/100. 48 FDIC-insured banks are headquartered in New Jersey.
Yes. Newfield National Bank (FDIC certificate #14646) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about Newfield National Bank
Newfield National Bank's safety rating is grade A, a Bank Health Score of 95/100 built from FDIC call report data. That ranks #292 out of 3,960 FDIC-insured banks nationally (top 7%). The rating weights Tier 1 capital (35%), loan quality (30%), liquidity (25%), and profitability (10%); Newfield National Bank's best component is Tier 1 capital (100/100) and its weakest is profitability (60/100).