Is Worthington FSB FSB Safe?
Worthington FSB FSB has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (30/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 31.97% | 100/100 |
| Nonperforming Loan Ratio | 0.34% | 93/100 |
| Liquidity Ratio | 27.53% | 90/100 |
| Return on Assets | 0.26% | 30/100 |
| Total Assets | $0.1B | |
How does Worthington FSB FSB compare?
With a Bank Health Score of 89/100, Worthington FSB FSB sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, Worthington FSB FSB ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 31.97% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.34% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Worthington FSB FSB's Bank Health Score held roughly steady at 89/100. Tier 1 capital weakened by 0.14 percentage points to 31.97%. Quarter-over-quarter, the score rose by 1.0 points.
Worthington FSB FSB has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (30/100).