Is Wex Bank Safe?
Wex Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while Tier 1 capital is its weakest area (85/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.10% | 85/100 |
| Nonperforming Loan Ratio | 0.55% | 89/100 |
| Liquidity Ratio | 51.38% | 100/100 |
| Return on Assets | 5.48% | 100/100 |
| Total Assets | $7.6B | |
How does Wex Bank compare?
With a Bank Health Score of 92/100, Wex Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Utah, where 41 FDIC-insured banks are headquartered, Wex Bank ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 13.10% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.55% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Wex Bank's Bank Health Score fell by 1.0 points to 92/100. Tier 1 capital weakened by 0.48 percentage points to 13.10%.
Wex Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while Tier 1 capital is its weakest area (85/100).