Is West Union Bank Safe?
West Union Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (44/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.19% | 94/100 |
| Nonperforming Loan Ratio | 0.05% | 99/100 |
| Liquidity Ratio | 46.54% | 100/100 |
| Return on Assets | 0.59% | 44/100 |
| Total Assets | $0.3B | |
How does West Union Bank compare?
With a Bank Health Score of 92/100, West Union Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within West Virginia, where 43 FDIC-insured banks are headquartered, West Union Bank ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 14.19% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.05% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, West Union Bank's Bank Health Score fell by 3.0 points to 92/100. Tier 1 capital weakened by 1.45 percentage points to 14.19%.
West Union Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (44/100).