Is Walden Savings Bank Safe?
Walden Savings Bank has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (99/100), while profitability is its weakest area (56/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.82% | 99/100 |
| Nonperforming Loan Ratio | 0.55% | 89/100 |
| Liquidity Ratio | 24.47% | 78/100 |
| Return on Assets | 0.89% | 56/100 |
| Total Assets | $0.9B | |
How does Walden Savings Bank compare?
With a Bank Health Score of 86/100, Walden Savings Bank sits 16.0 points above the national average of 70/100 for FDIC-insured banks. Within New York, where 130 FDIC-insured banks are headquartered, Walden Savings Bank ranks above the state average of 71/100 (Grade B).
The bank's Tier 1 capital ratio of 14.82% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.55% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Walden Savings Bank's Bank Health Score fell by 3.0 points to 86/100. Tier 1 capital was essentially flat at 14.82%.
Walden Savings Bank has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (99/100), while profitability is its weakest area (56/100).