Is Vermilion Bank&Trust Co Safe?
Vermilion Bank&Trust Co has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (68/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 20.92% | 100/100 |
| Nonperforming Loan Ratio | 1.60% | 68/100 |
| Liquidity Ratio | 52.94% | 100/100 |
| Return on Assets | 1.87% | 95/100 |
| Total Assets | $0.1B | |
How does Vermilion Bank&Trust Co compare?
With a Bank Health Score of 90/100, Vermilion Bank&Trust Co sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Louisiana, where 93 FDIC-insured banks are headquartered, Vermilion Bank&Trust Co ranks above the state average of 63/100 (Grade C).
The bank's Tier 1 capital ratio of 20.92% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.60% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Vermilion Bank&Trust Co's Bank Health Score improved by 2.0 points to 90/100. Tier 1 capital strengthened by 1.14 percentage points to 20.92%.
Vermilion Bank&Trust Co has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (68/100).