Is Txn Bank Safe?
Txn Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (36/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.33% | 100/100 |
| Nonperforming Loan Ratio | 0.09% | 98/100 |
| Liquidity Ratio | 45.92% | 100/100 |
| Return on Assets | 0.40% | 36/100 |
| Total Assets | $0.7B | |
How does Txn Bank compare?
With a Bank Health Score of 93/100, Txn Bank sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Txn Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 16.33% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.09% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Txn Bank's Bank Health Score improved by 3.0 points to 93/100. Tier 1 capital strengthened by 0.52 percentage points to 16.33%. Quarter-over-quarter, the score rose by 1.0 points.
Txn Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (36/100).