Is Tri Counties Bank Safe?
Tri Counties Bank has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (91/100), while liquidity is its weakest area (73/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.81% | 91/100 |
| Nonperforming Loan Ratio | 0.49% | 90/100 |
| Liquidity Ratio | 23.33% | 73/100 |
| Return on Assets | 1.65% | 86/100 |
| Total Assets | $9.7B | |
How does Tri Counties Bank compare?
With a Bank Health Score of 86/100, Tri Counties Bank sits 16.0 points above the national average of 70/100 for FDIC-insured banks. Within California, where 123 FDIC-insured banks are headquartered, Tri Counties Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 13.81% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.49% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Tri Counties Bank's Bank Health Score held roughly steady at 86/100. Tier 1 capital strengthened by 0.62 percentage points to 13.81%. Quarter-over-quarter, the score rose by 1.0 points.
Tri Counties Bank has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (91/100), while liquidity is its weakest area (73/100).