Is Texas Regional Bank Safe?
Texas Regional Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (40/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.48% | 88/100 |
| Nonperforming Loan Ratio | 0.35% | 93/100 |
| Liquidity Ratio | 36.98% | 100/100 |
| Return on Assets | 0.51% | 40/100 |
| Total Assets | $2.7B | |
How does Texas Regional Bank compare?
With a Bank Health Score of 88/100, Texas Regional Bank sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Texas Regional Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 13.48% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.35% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Texas Regional Bank's Bank Health Score improved by 3.0 points to 88/100. Tier 1 capital strengthened by 1.13 percentage points to 13.48%. Quarter-over-quarter, the score fell by 1.0 points.
Texas Regional Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (40/100).