Is Territorial Savings Bank Safe?
Territorial Savings Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (19/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 26.55% | 100/100 |
| Nonperforming Loan Ratio | 0.09% | 98/100 |
| Liquidity Ratio | 35.47% | 100/100 |
| Return on Assets | -0.03% | 19/100 |
| Total Assets | $2.2B | |
How does Territorial Savings Bank compare?
With a Bank Health Score of 91/100, Territorial Savings Bank sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Hawaii, where 7 FDIC-insured banks are headquartered, Territorial Savings Bank ranks above the state average of 87/100 (Grade A).
The bank's Tier 1 capital ratio of 26.55% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.09% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Territorial Savings Bank's Bank Health Score fell by 2.0 points to 91/100. Tier 1 capital strengthened by 0.37 percentage points to 26.55%.
Territorial Savings Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (19/100).