Is State Bank of Jeffers Safe?
State Bank of Jeffers has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (80/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.79% | 100/100 |
| Nonperforming Loan Ratio | 0.22% | 96/100 |
| Liquidity Ratio | 25.03% | 80/100 |
| Return on Assets | 3.04% | 100/100 |
| Total Assets | $0.0B | |
How does State Bank of Jeffers compare?
With a Bank Health Score of 94/100, State Bank of Jeffers sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, State Bank of Jeffers ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 15.79% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.22% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, State Bank of Jeffers's Bank Health Score improved by 11.0 points to 94/100. Tier 1 capital weakened by 0.17 percentage points to 15.79%. Quarter-over-quarter, the score rose by 2.0 points.
State Bank of Jeffers has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (80/100).