Is Star Financial Bank Safe?
Star Financial Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (71/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.83% | 91/100 |
| Nonperforming Loan Ratio | 0.27% | 95/100 |
| Liquidity Ratio | 38.78% | 100/100 |
| Return on Assets | 1.28% | 71/100 |
| Total Assets | $3.0B | |
How does Star Financial Bank compare?
With a Bank Health Score of 92/100, Star Financial Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Indiana, where 73 FDIC-insured banks are headquartered, Star Financial Bank ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 13.83% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.27% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Star Financial Bank's Bank Health Score improved by 3.0 points to 92/100. Tier 1 capital strengthened by 1.05 percentage points to 13.83%. Quarter-over-quarter, the score rose by 1.0 points.
Star Financial Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (71/100).