Is South Shore Bank Safe?
South Shore Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is loan quality (96/100), while profitability is its weakest area (46/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.27% | 94/100 |
| Nonperforming Loan Ratio | 0.19% | 96/100 |
| Liquidity Ratio | 28.01% | 92/100 |
| Return on Assets | 0.66% | 46/100 |
| Total Assets | $2.2B | |
How does South Shore Bank compare?
With a Bank Health Score of 90/100, South Shore Bank sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Massachusetts, where 97 FDIC-insured banks are headquartered, South Shore Bank ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 14.27% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.19% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, South Shore Bank's Bank Health Score fell by 1.0 points to 90/100. Tier 1 capital strengthened by 0.19 percentage points to 14.27%. Quarter-over-quarter, the score fell by 1.0 points.
South Shore Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is loan quality (96/100), while profitability is its weakest area (46/100).