Is Sibley State Bank Safe?
Sibley State Bank has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (69/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.36% | 95/100 |
| Nonperforming Loan Ratio | 0.01% | 100/100 |
| Liquidity Ratio | 33.44% | 100/100 |
| Return on Assets | 1.23% | 69/100 |
| Total Assets | $0.1B | |
How does Sibley State Bank compare?
With a Bank Health Score of 95/100, Sibley State Bank sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Iowa, where 162 FDIC-insured banks are headquartered, Sibley State Bank ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 14.36% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.01% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Sibley State Bank's Bank Health Score fell by 3.0 points to 95/100. Tier 1 capital was essentially flat at 14.36%.
Sibley State Bank has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (69/100).