Is Security Trust&Savings Bank Safe?
Security Trust&Savings Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (38/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 29.57% | 100/100 |
| Nonperforming Loan Ratio | 0.04% | 99/100 |
| Liquidity Ratio | 69.22% | 100/100 |
| Return on Assets | 0.46% | 38/100 |
| Total Assets | $0.3B | |
How does Security Trust&Savings Bank compare?
With a Bank Health Score of 94/100, Security Trust&Savings Bank sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Iowa, where 162 FDIC-insured banks are headquartered, Security Trust&Savings Bank ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 29.57% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.04% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Security Trust&Savings Bank's Bank Health Score fell by 1.0 points to 94/100. Tier 1 capital strengthened by 2.12 percentage points to 29.57%. Quarter-over-quarter, the score rose by 1.0 points.
Security Trust&Savings Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (38/100).