Is Security Savings Bank Safe?
Security Savings Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (82/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.77% | 91/100 |
| Nonperforming Loan Ratio | 0.02% | 100/100 |
| Liquidity Ratio | 26.56% | 86/100 |
| Return on Assets | 1.54% | 82/100 |
| Total Assets | $0.2B | |
How does Security Savings Bank compare?
With a Bank Health Score of 91/100, Security Savings Bank sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Iowa, where 162 FDIC-insured banks are headquartered, Security Savings Bank ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 13.77% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.02% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Security Savings Bank's Bank Health Score fell by 2.0 points to 91/100. Tier 1 capital strengthened by 0.69 percentage points to 13.77%. Quarter-over-quarter, the score fell by 2.0 points.
Security Savings Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (82/100).