Is Security FSB of Mcminnville Safe?
Security FSB of Mcminnville has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is loan quality (99/100), while liquidity is its weakest area (74/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.52% | 89/100 |
| Nonperforming Loan Ratio | 0.04% | 99/100 |
| Liquidity Ratio | 23.47% | 74/100 |
| Return on Assets | 1.54% | 82/100 |
| Total Assets | $0.3B | |
How does Security FSB of Mcminnville compare?
With a Bank Health Score of 87/100, Security FSB of Mcminnville sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Tennessee, where 95 FDIC-insured banks are headquartered, Security FSB of Mcminnville ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 13.52% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.04% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Security FSB of Mcminnville's Bank Health Score improved by 3.0 points to 87/100. Tier 1 capital weakened by 0.11 percentage points to 13.52%. Quarter-over-quarter, the score fell by 3.0 points.
Security FSB of Mcminnville has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is loan quality (99/100), while liquidity is its weakest area (74/100).