Is Rio Bank Safe?
Rio Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (68/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.19% | 100/100 |
| Nonperforming Loan Ratio | 0.47% | 91/100 |
| Liquidity Ratio | 39.40% | 100/100 |
| Return on Assets | 1.20% | 68/100 |
| Total Assets | $0.9B | |
How does Rio Bank compare?
With a Bank Health Score of 94/100, Rio Bank sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Rio Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 15.19% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.47% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Rio Bank's Bank Health Score fell by 1.0 points to 94/100. Tier 1 capital weakened by 1.00 percentage points to 15.19%. Quarter-over-quarter, the score fell by 1.0 points.
Rio Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (68/100).