Is Readlyn Savings Bank Safe?
Readlyn Savings Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (66/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 24.36% | 100/100 |
| Nonperforming Loan Ratio | 0.17% | 97/100 |
| Liquidity Ratio | 21.50% | 66/100 |
| Return on Assets | 1.80% | 92/100 |
| Total Assets | $0.1B | |
How does Readlyn Savings Bank compare?
With a Bank Health Score of 90/100, Readlyn Savings Bank sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Iowa, where 162 FDIC-insured banks are headquartered, Readlyn Savings Bank ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 24.36% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.17% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Readlyn Savings Bank's Bank Health Score fell by 3.0 points to 90/100. Tier 1 capital strengthened by 0.48 percentage points to 24.36%. Quarter-over-quarter, the score fell by 1.0 points.
Readlyn Savings Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (66/100).