Is Rcb Bank Safe?
Rcb Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (60/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.32% | 95/100 |
| Nonperforming Loan Ratio | 0.48% | 90/100 |
| Liquidity Ratio | 36.34% | 100/100 |
| Return on Assets | 0.99% | 60/100 |
| Total Assets | $4.0B | |
How does Rcb Bank compare?
With a Bank Health Score of 91/100, Rcb Bank sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Oklahoma, where 141 FDIC-insured banks are headquartered, Rcb Bank ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 14.32% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.48% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Rcb Bank's Bank Health Score improved by 1.0 points to 91/100. Tier 1 capital strengthened by 0.57 percentage points to 14.32%. Quarter-over-quarter, the score rose by 1.0 points.
Rcb Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (60/100).