Is Range Bank Safe?
Range Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (54/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.34% | 80/100 |
| Nonperforming Loan Ratio | 0.09% | 98/100 |
| Liquidity Ratio | 35.87% | 100/100 |
| Return on Assets | 0.85% | 54/100 |
| Total Assets | $0.6B | |
How does Range Bank compare?
With a Bank Health Score of 88/100, Range Bank sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Michigan, where 69 FDIC-insured banks are headquartered, Range Bank ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 12.34% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.09% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Range Bank's Bank Health Score improved by 3.0 points to 88/100. Tier 1 capital was essentially flat at 12.34%. Quarter-over-quarter, the score fell by 2.0 points.
Range Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (54/100).