Is Planters Bank&Trust Co Safe?
Planters Bank&Trust Co has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (51/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.39% | 88/100 |
| Nonperforming Loan Ratio | 0.48% | 90/100 |
| Liquidity Ratio | 29.91% | 100/100 |
| Return on Assets | 0.77% | 51/100 |
| Total Assets | $2.0B | |
How does Planters Bank&Trust Co compare?
With a Bank Health Score of 88/100, Planters Bank&Trust Co sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Mississippi, where 45 FDIC-insured banks are headquartered, Planters Bank&Trust Co ranks above the state average of 66/100 (Grade B).
The bank's Tier 1 capital ratio of 13.39% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.48% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Planters Bank&Trust Co's Bank Health Score fell by 1.0 points to 88/100. Tier 1 capital was essentially flat at 13.39%.
Planters Bank&Trust Co has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (51/100).