Is Pine River State Bank Safe?
Pine River State Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (38/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.73% | 98/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 35.87% | 100/100 |
| Return on Assets | 0.45% | 38/100 |
| Total Assets | $0.2B | |
How does Pine River State Bank compare?
With a Bank Health Score of 93/100, Pine River State Bank sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, Pine River State Bank ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 14.73% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Pine River State Bank's Bank Health Score improved by 1.0 points to 93/100. Tier 1 capital strengthened by 0.55 percentage points to 14.73%.
Pine River State Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (38/100).