Is Pilgrim Bank Safe?
Pilgrim Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is loan quality (99/100), while profitability is its weakest area (52/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.77% | 98/100 |
| Nonperforming Loan Ratio | 0.04% | 99/100 |
| Liquidity Ratio | 25.53% | 82/100 |
| Return on Assets | 0.80% | 52/100 |
| Total Assets | $0.7B | |
How does Pilgrim Bank compare?
With a Bank Health Score of 90/100, Pilgrim Bank sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Pilgrim Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 14.77% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.04% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Pilgrim Bank's Bank Health Score fell by 1.0 points to 90/100. Tier 1 capital strengthened by 0.13 percentage points to 14.77%. Quarter-over-quarter, the score fell by 1.0 points.
Pilgrim Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is loan quality (99/100), while profitability is its weakest area (52/100).