Is Pike National Bank Safe?
Pike National Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (72/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 20.55% | 100/100 |
| Nonperforming Loan Ratio | 0.64% | 87/100 |
| Liquidity Ratio | 45.95% | 100/100 |
| Return on Assets | 1.30% | 72/100 |
| Total Assets | $0.4B | |
How does Pike National Bank compare?
With a Bank Health Score of 93/100, Pike National Bank sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Mississippi, where 45 FDIC-insured banks are headquartered, Pike National Bank ranks above the state average of 66/100 (Grade B).
The bank's Tier 1 capital ratio of 20.55% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.64% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Pike National Bank's Bank Health Score fell by 4.0 points to 93/100. Tier 1 capital weakened by 1.40 percentage points to 20.55%.
Pike National Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (72/100).