Is Peoples Bank of Alabama Safe?
Peoples Bank of Alabama has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is liquidity (99/100), while Tier 1 capital is its weakest area (93/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.06% | 93/100 |
| Nonperforming Loan Ratio | 0.22% | 96/100 |
| Liquidity Ratio | 29.74% | 99/100 |
| Return on Assets | 1.94% | 98/100 |
| Total Assets | $1.3B | |
How does Peoples Bank of Alabama compare?
With a Bank Health Score of 96/100, Peoples Bank of Alabama sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Alabama, where 78 FDIC-insured banks are headquartered, Peoples Bank of Alabama ranks above the state average of 66/100 (Grade B).
The bank's Tier 1 capital ratio of 14.06% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.22% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Peoples Bank of Alabama's Bank Health Score improved by 4.0 points to 96/100. Tier 1 capital strengthened by 1.06 percentage points to 14.06%. Quarter-over-quarter, the score rose by 5.0 points.
Peoples Bank of Alabama has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is liquidity (99/100), while Tier 1 capital is its weakest area (93/100).