Is Pennsville National Bank Safe?
Pennsville National Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (66/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 19.44% | 100/100 |
| Nonperforming Loan Ratio | 0.60% | 88/100 |
| Liquidity Ratio | 64.35% | 100/100 |
| Return on Assets | 1.14% | 66/100 |
| Total Assets | $0.3B | |
How does Pennsville National Bank compare?
With a Bank Health Score of 93/100, Pennsville National Bank sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within New Jersey, where 48 FDIC-insured banks are headquartered, Pennsville National Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 19.44% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.60% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Pennsville National Bank's Bank Health Score improved by 4.0 points to 93/100. Tier 1 capital strengthened by 1.85 percentage points to 19.44%. Quarter-over-quarter, the score rose by 3.0 points.
Pennsville National Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (66/100).