Is Pauls Valley National Bank Safe?
Pauls Valley National Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (71/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.70% | 82/100 |
| Nonperforming Loan Ratio | 0.60% | 88/100 |
| Liquidity Ratio | 32.83% | 100/100 |
| Return on Assets | 1.28% | 71/100 |
| Total Assets | $0.3B | |
How does Pauls Valley National Bank compare?
With a Bank Health Score of 87/100, Pauls Valley National Bank sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Oklahoma, where 141 FDIC-insured banks are headquartered, Pauls Valley National Bank ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 12.70% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.60% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Pauls Valley National Bank's Bank Health Score improved by 2.0 points to 87/100. Tier 1 capital strengthened by 0.22 percentage points to 12.70%. Quarter-over-quarter, the score rose by 1.0 points.
Pauls Valley National Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (71/100).