Is Patrons Bank National Assn Safe?
Patrons Bank National Assn has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (60/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.10% | 100/100 |
| Nonperforming Loan Ratio | 1.42% | 72/100 |
| Liquidity Ratio | 38.01% | 100/100 |
| Return on Assets | 0.99% | 60/100 |
| Total Assets | $0.3B | |
How does Patrons Bank National Assn compare?
With a Bank Health Score of 87/100, Patrons Bank National Assn sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Oklahoma, where 141 FDIC-insured banks are headquartered, Patrons Bank National Assn ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 15.10% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.42% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Patrons Bank National Assn's Bank Health Score held roughly steady at 87/100. Tier 1 capital weakened by 0.15 percentage points to 15.10%. Quarter-over-quarter, the score rose by 1.0 points.
Patrons Bank National Assn has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (60/100).