Is Pacific Premier Bank Safe?
Pacific Premier Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (66/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.97% | 100/100 |
| Nonperforming Loan Ratio | 0.42% | 92/100 |
| Liquidity Ratio | 21.46% | 66/100 |
| Return on Assets | 1.43% | 77/100 |
| Total Assets | $18.3B | |
How does Pacific Premier Bank compare?
With a Bank Health Score of 87/100, Pacific Premier Bank sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within California, where 123 FDIC-insured banks are headquartered, Pacific Premier Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 17.97% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.42% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Pacific Premier Bank's Bank Health Score fell by 5.0 points to 87/100. Tier 1 capital strengthened by 1.38 percentage points to 17.97%. Quarter-over-quarter, the score rose by 1.0 points.
Pacific Premier Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (66/100).