Is Pacific Coast Bankers Bank Safe?
Pacific Coast Bankers Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (56/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 27.24% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 49.34% | 100/100 |
| Return on Assets | 0.89% | 56/100 |
| Total Assets | $1.2B | |
How does Pacific Coast Bankers Bank compare?
With a Bank Health Score of 96/100, Pacific Coast Bankers Bank sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within California, where 123 FDIC-insured banks are headquartered, Pacific Coast Bankers Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 27.24% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Pacific Coast Bankers Bank's Bank Health Score improved by 1.0 points to 96/100. Tier 1 capital weakened by 2.89 percentage points to 27.24%. Quarter-over-quarter, the score rose by 1.0 points.
Pacific Coast Bankers Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (56/100).