Is One Bank of Tennessee Safe?
One Bank of Tennessee has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (73/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.68% | 82/100 |
| Nonperforming Loan Ratio | 0.01% | 100/100 |
| Liquidity Ratio | 32.83% | 100/100 |
| Return on Assets | 1.32% | 73/100 |
| Total Assets | $1.6B | |
How does One Bank of Tennessee compare?
With a Bank Health Score of 91/100, One Bank of Tennessee sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Tennessee, where 95 FDIC-insured banks are headquartered, One Bank of Tennessee ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 12.68% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.01% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, One Bank of Tennessee's Bank Health Score improved by 1.0 points to 91/100. Tier 1 capital was essentially flat at 12.68%.
One Bank of Tennessee has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (73/100).