Is Northeast Bank Safe?
Northeast Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (69/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.02% | 85/100 |
| Nonperforming Loan Ratio | 0.02% | 100/100 |
| Liquidity Ratio | 29.59% | 98/100 |
| Return on Assets | 1.23% | 69/100 |
| Total Assets | $0.7B | |
How does Northeast Bank compare?
With a Bank Health Score of 91/100, Northeast Bank sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, Northeast Bank ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 13.02% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.02% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Northeast Bank's Bank Health Score fell by 1.0 points to 91/100. Tier 1 capital was essentially flat at 13.02%.
Northeast Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (69/100).