Is Nexbank Safe?
Nexbank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (99/100), while profitability is its weakest area (75/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.70% | 90/100 |
| Nonperforming Loan Ratio | 1.11% | 78/100 |
| Liquidity Ratio | 29.87% | 99/100 |
| Return on Assets | 1.37% | 75/100 |
| Total Assets | $15.3B | |
How does Nexbank compare?
With a Bank Health Score of 87/100, Nexbank sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Nexbank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 13.70% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.11% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Nexbank's Bank Health Score improved by 1.0 points to 87/100. Tier 1 capital strengthened by 1.04 percentage points to 13.70%. Quarter-over-quarter, the score rose by 1.0 points.
Nexbank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (99/100), while profitability is its weakest area (75/100).