Is Newport Federal Bank Safe?
Newport Federal Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (45/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 21.30% | 100/100 |
| Nonperforming Loan Ratio | 0.08% | 98/100 |
| Liquidity Ratio | 51.93% | 100/100 |
| Return on Assets | 0.63% | 45/100 |
| Total Assets | $0.3B | |
How does Newport Federal Bank compare?
With a Bank Health Score of 94/100, Newport Federal Bank sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Tennessee, where 95 FDIC-insured banks are headquartered, Newport Federal Bank ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 21.30% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.08% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Newport Federal Bank's Bank Health Score improved by 1.0 points to 94/100. Tier 1 capital strengthened by 0.33 percentage points to 21.30%. Quarter-over-quarter, the score rose by 1.0 points.
Newport Federal Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (45/100).