Is New Omni Bank National Assn Safe?
New Omni Bank National Assn has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (77/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 30.19% | 100/100 |
| Nonperforming Loan Ratio | 1.14% | 77/100 |
| Liquidity Ratio | 26.38% | 86/100 |
| Return on Assets | 1.71% | 88/100 |
| Total Assets | $0.5B | |
How does New Omni Bank National Assn compare?
With a Bank Health Score of 88/100, New Omni Bank National Assn sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within California, where 123 FDIC-insured banks are headquartered, New Omni Bank National Assn ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 30.19% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.14% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, New Omni Bank National Assn's Bank Health Score fell by 10.0 points to 88/100. Tier 1 capital weakened by 0.21 percentage points to 30.19%. Quarter-over-quarter, the score fell by 8.0 points.
New Omni Bank National Assn has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (77/100).