Is Neighborhood National Bank Safe?
Neighborhood National Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (51/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.82% | 99/100 |
| Nonperforming Loan Ratio | 0.05% | 99/100 |
| Liquidity Ratio | 34.29% | 100/100 |
| Return on Assets | 0.78% | 51/100 |
| Total Assets | $0.3B | |
How does Neighborhood National Bank compare?
With a Bank Health Score of 94/100, Neighborhood National Bank sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, Neighborhood National Bank ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 14.82% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.05% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Neighborhood National Bank's Bank Health Score held roughly steady at 94/100. Tier 1 capital strengthened by 0.39 percentage points to 14.82%.
Neighborhood National Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (51/100).