Is Morgan Stanley Bank NA Safe?
Morgan Stanley Bank NA has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (85/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 22.19% | 100/100 |
| Nonperforming Loan Ratio | 0.76% | 85/100 |
| Liquidity Ratio | 40.74% | 100/100 |
| Return on Assets | 3.06% | 100/100 |
| Total Assets | $211.5B | |
How does Morgan Stanley Bank NA compare?
With a Bank Health Score of 95/100, Morgan Stanley Bank NA sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Utah, where 41 FDIC-insured banks are headquartered, Morgan Stanley Bank NA ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 22.19% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.76% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Morgan Stanley Bank NA's Bank Health Score fell by 3.0 points to 95/100. Tier 1 capital strengthened by 1.32 percentage points to 22.19%. Quarter-over-quarter, the score fell by 1.0 points.
Morgan Stanley Bank NA has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (85/100).